Earn as much as you can, save as much as you can, invest as much as you can, give as much as you can.”

You can have all that you want financially, and more. All it takes to achieve this is the proper state of mind. Prosperity is created by a state of mind. The principle is simple: get turned on about prosperity and stay turned on. Write down your prosperity goals, visualize them, affirm your prosperity regularly, and you’ll achieve it.

It is better to have more than less. It is better to accumulate it faster than slower. Money increases life’s options. It creates new kinds of freedom and ends the slavery of poverty.

The question we all ask is how do we get it?” The answer is simple. Prosperity starts with an idea.

Mark writes, and I quote “Back in 1971, when I was launching my first business, I was in Boulder, Colorado. My friend Moe Siegel and I were full of wonderful buoyant energy”. “We’d go up and watch the sunset in what’s called the flatirons of Boulder”. Moe would always be picking seeds and herbs, and he would say, “Someday I’ll have a tea company to rival Lipton”. “Everyone always said,
Yeah, sure, sure”.

Just a short time ago, Moe sold out for $105 million – net – to one of the biggest tea companies in the world. We all know his brand now as Celestial Seasonings.

Moe didn’t start out with money. He started on the road to prosperity simply with an idea and the courage to believe in it.

Imagine having Bob Proctor as your personal mentor everyday in 2010!! Would that have a positive impact in your life? Please take a few of minutes to find out how by clicking here.

Every employer will be quick to tell you that effective people are hard to find. When they become aware of how valuable your service is to their company, you will be properly compensated. The amount of money you receive will be in proportion to the quality and quantity of the work you perform.

There are many people who will disagree with this fundamental principle of compensation and be quick to say so. However, you must disregard their comments. One thing is certain; these individuals will not be any form of competition for you. The person who says, “I wouldn’t do that because I’m not being paid to do it,” is never a dangerous competitor for any job.

Watch out for the person who remains at their work until it is finished, and performs a little more than is expected of them. As Andrew Carnegie once said, “That is the person who will challenge you at the post and pass you at the grandstand.”

If you doubt what I have suggested, pick up the biography of anyone who has left their mark on the scrolls of history. This is how every one of them approached their work and it paid handsome dividends for them. It will for you as well.

Imagine having Bob Proctor as your personal mentor everyday!! Would that have a positive impact in your life? Please take a couple of minutes to find out how by clicking here.

ADDITIONAL SERVICE = ADDITIONAL INCOME
Through M.S.I. Technology you will earn many times what you are presently earning at your primary source of income.

M.S.I. is a concept which has been adopted by almost all very wealthy people.

Multiple Sources of Income is exactly what it says it is:
INCOME FROM MULTIPLE SOURCES

M.S.I. is not another JOB.
M.S.I. is not a better JOB.
M.S.I. is not even a JOB. M.S.I. is a way of adding a new dimension of excitement and fun to your everyday life, while you are becoming very wealthy.

An M.S.I. is an idea with which you are in harmony.

An M.S.I. is an idea which enables you to provide service to humanity in a lawful manner for which you will be fairly compensated. The compensation you receive from each M.S.I. could be minimal or it could be millions of dollars per year.

An M.S.I. should not interfere with, nor cause you to jeopardize your position at your primary source of income.

Frequently people will tell me that they want to make money. However, I know it is not money they are really after. It is the things that money can buy and the freedom of time to do what they really want. While you may think this is an insignificant difference, it is actually the reason so many people never become wealthy.

Most of us were taught throughout our childhood that the whole point of making money is to sock it away and build our own ‘nest egg’. We think of this as a type of insurance against bad fortune, accidents or old age when we can no longer work. The wealthy know that money only works when it is in motion – not when it’s sitting in a bank account. You must understand that wealth is an ongoing journey of growth and circulation and if that circulation is stopped, then the flow of money will cease.

While it may seem that there are many roadblocks on your journey to wealth, the only real obstacle is what you believe, think, and feel about money. Most of us were raised with the cliché “Seeing is Believing” which is a skeptical and negative view of life. Still, we hear it our whole lives until it becomes a part of our thought process without our even realizing it. Wealthy people understand that this cliché is exactly backward – you must believe in what you can achieve before you will see it happen in your life. They know that “Believing is Seeing.” The only thing that separates a millionaire from you right now is a wealthy mindset and the foundation of that mindset is belief.

Does this mean that the wealthy have some special skill or knowledge? No – but they do possess some key characteristics that help them become wealthy.

The first of these characteristics is a willingness to listen to their own heart. If you could become wealthy by listening to the masses, then the masses would be wealthy and they are not. It is a natural tendency to ask the opinions of those we love or respect.

Unfortunately, we listen to their comments and biases not taking into account the results in their own lives. We make a decision to listen based on our emotional attachment rather than by looking at what they have achieved. How can anyone who has not accumulated wealth advise you on how to do it? They can’t.

A second characteristic of the wealthy is the ability to act when opportunities present themselves. Opportunity is often imagined to be something that you can’t miss or pass up. However, I know from personal experience that opportunity is often only a whisper that comes during some of the most trying times of life. If you read the life stories of very wealthy and successful people, you will frequently find they were fired from jobs, kicked out of school or dealt with significant personal tragedies that other people would view as devastating. Instead, they viewed the challenges as opportunities and prospered.

The wealthy also understand that wealth is an ongoing process. It is not a destination you arrive at one day and then stop. It is also rarely accomplished overnight – although it can occur in a short period of time. However, if you gain wealth before you have gained a wealthy mindset then you are in danger of losing that wealth forever. We have all heard of those that win the lottery only to be near penniless a few years later. Since they were never taught to think wealthy, they have very little chance of achieving wealth that lasts and ultimately they lose what money they have.

Those with a wealthy mindset do what they love – and make money at it. Often I see individuals who are seeking wealth like it’s something outside that they have to search for. In reality, wealth exists within you. You have activities and hobbies that you love and you can make these into your business if you choose to. Those who are successful and create a great deal of wealth do so because they are doing something they love. The money follows and is just a logical result of them realizing their dream. Money is not the dream.

Whether you grow up in the worst circumstance or have every advantage, you have the exact same potential inside of you to create the life you want. No matter how many times you read or hear someone talk about how to become wealthy, your life will never change until you believe that it can – Believing is Seeing.

In December 1984, Kim, Larry and I were on a skiing holiday. At night we would discuss our plans for the future. Kim and I were on our last few dollars and Larry was in the process of building another business. On New Years Day, we tried to set some goals. Larry wanted to do more than just set goals for the coming year, he wanted us to set goals that changed our lives.

“Why don’t we write a plan on how we can all become financially free?” he urged.

I had talked about it and dreamt about it. But the idea of being financially free was always in the future, not today.

“Let’s write it down,” Larry said. “Once we write it down, we have to do it, and we’ll support each other on the journey.”

Kim and I looked at each other doubtfully. “It’s a good idea but I think I would rather just focus on surviving for the next year.”

“Come on,” said Larry. “Let’s go for freedom. I don’t want to spend my life working just to pay bills. I want to live. I want to be rich. I want to travel the world while I’m young enough to enjoy it.”

I recalled the words of my rich dad: “The biggest challenge you have is your own self-doubt and your laziness. It is your self-doubt and your laziness that define and limit who you are. It is your self-doubt and laziness that deny you the life you want.”

It was time to choose. “OK, let’s set the goal to be financially free.” That was New Year’s Day 1985. In 1994 Kim and I were free. Larry went on to build his company, which became one of Inc. Magazine’s fastest growing companies of the year in 1996. Larry retired in 1998 at the age of 46 after selling his company.

How did we do it?

It’s not about how we did it. It’s about why we did it. From 1985 to 1994, Kim, Larry, and I focused on rich dad’s three paths to great wealth:

Increasing business skills
Increasing money management skills
Increasing investment skills

The why is because I wanted to challenge my own self-doubts, my laziness and my past. It was the why that gave us the power to do the how.

My arguments against Larry’s idea were things like: “But we don’t have any money”; “I can’t do that”; “I’ll think about it next year, or once Kim and I get settled”.

Rich dad had told me: “Whenever someone says something like ‘I can’t afford it’, or ‘I can’t do it’ to something they want, they have a big problem. Why in the world would someone say ‘I can’t afford it’ or ‘I can’t do it’ to something they want? Why would someone deny themselves the things they want? It makes no logical sense.”

My own whys
I was fed up with being broke and always struggling for money.
I was tired of being average.
My parents had struggled under a mountain of bills.

Most painful of all, my beautiful wife Kim was in this financial mess because she loved me.

Things got worse for us before they got better. Kim and I lived in a car for about three weeks after our money ran out. So things did not get better just because we made the decision to retire rich, but it was the reasons why that kept us going.

Rich dad used to say: “If you want something, be passionate. Passion gives energy to your life.” Passion is a combination of love and hate. “If you want something you do not have, find out why you love what you want and why you hate not having what you want. When you combine those two thoughts, you will find the energy to go get anything you want.”

For example, I would create the following list:

LOVE
Being rich
Being free
Buying anything I want
Expensive things
Having other people do what I don’t want to do

HATE
Being poor
Being required to work
Not having what I want
Cheap things
Doing things I don’t want to do

So sit quietly to find and define your loves and hates. Then write down your whys. Write down your dreams, goals and plans on becoming financially free, retiring early and retiring as young as possible. Once it is in writing, you may want to show it to a friend who will support you in achieving your dreams. Take a look at this paper with your dreams, goals and plans on a regular basis. Talk about it often, ask for support, be willing to continually learn, and before you know it, things will begin to happen.

I have heard many people say: “Money doesn’t buy happiness.” That statement has some truth to it. But what money does do is buy me the time to do what I love and pay other people to do what I hate doing.

Virtually anyone can be taught how to earn millions of dollars and yet the sad truth is that 97 out of every 100 people are born, live their entire lives and die without ever learning how to earn money. To perpetuate this ridiculous problem, their ignorance is passed along from one generation to the next.

Our school system has been designed as an environment to enlighten young minds, to replace ignorance with understanding and thereby improve the quality of life. Our educational system has obviously been successful in many areas. However, it has woefully neglected one important subject, “How to Earn Money.” You can earn a doctorate degree in economics and have little or no knowledge of how to earn money. A lack of understanding in this area is the cause of numerous unwanted and unnecessary problems, since money is the medium of exchange that is used worldwide for other people’s products and services.

There has always been a small, select group, approximately 3 percent of our population, who clearly understand that prosperity consciousness is the primary cause of wealth and their prosperity consciousness, like ignorance, is also passed down from one generation to the next.
Let’s look at money. What is it? Money is a reward you receive for the service you render. The more valuable the service, the greater the reward. Thinking of ways we can be of greater service will not only help us earn more money, it will also enable us to grow intellectually and spiritually.

Money Is an Idea

The paper you fold and place in your purse or pocket is not money. It is paper with ink on it. It represents money, but it is not money. Money is an idea. The earning of money has nothing to do with the paper stuff. It has to do with consciousness.

I am aware there are books that instruct you on how to manipulate the market, stocks and people… they might even help you get money. But, let me caution you… when there is no spiritual growth… there is no spiritual strength… there is no lasting happiness… and, there is no real or lasting wealth.

To accumulate wealth, a person must become very comfortable with the idea of money. That may sound strange, however most people are not comfortable with the idea of money, which is why they do not have any. The cause of poverty is poverty consciousness. A poverty consciousness will cause a person to see, hear, smell, think and feel … lack and limitation.

The late Mike Todd said, “Being broke is a temporary situation. Being poor is a mental state.”

He was correct. There are wealthy people who lose every cent they have through a series of mistakes in judgment… but that does not make them poor. They will have it all back in a short time because of their prosperity consciousness.

If you have any question in your mind regarding your level of consciousness with respect to money, be very honest with yourself and look at your results.
Study the patterns in your life.

If you want to improve your financial position in life, focus your attention on creating a higher level of prosperity consciousness. Begin by preparing a powerful, positive affirmation and fuel it with emotion. When you do this, you are depositing this creative energy in the treasury of your subconscious mind. And, by repeating this process over and over and over again every day, it will begin to alter your conditioning and mentally move you in the direction you want to go. Write it out, read it, feel it, and let it take hold of your mind.

How much money do you want? Saying you want more is not good enough. Five dollars is more. How much more? Decide on a figure. Be specific. You will not seriously want more money than you are capable of earning… however, you would be wise to remember, you must earn it.

There Are Three Income-Earning Strategies

Trading time for money — By far the worst of the three income earning strategies, it is employed by approximately 96 percent of our population—doctors, lawyers, accountants, laborers, etc. There is an inherent problem with this strategy—saturation. You run out of time. If a person accumulates any degree of wealth employing this strategy, it will be at the expense of a life. They compromise on the car they drive, the house they live in, the clothes they choose and the vacations they take. They rarely, if ever, get what they want.

Investing money to earn money — This strategy is used by approximately 3 percent of the population. The number is small for the obvious reason—very few people have any money to invest. Many people who effectively employ this strategy follow the advice of a trusted, knowledgeable advisor.

Leveraging yourself to earn money – This is where you multiply your time through the efforts of others by setting up Multiple Sources of Income. This is, without question, the very best way to increase your income. Make a decision to have many sources of income; it’s the strategy that wealthy people have used dating clear back to the ancient Babylonians. Unfortunately, this strategy is only used by approximately 1 percent of our population, yet that 1 percent earns approximately 96 percent of all the money that is earned! You are only a decision away from membership.

Once you determine how much money you want to earn, write it down on a sheet of paper in large figures. Look at the number with the dollar sign beside it and tell yourself over and over again:
• That Amount of Money is an Effect.
• It Represents a Reward that I Want to Receive.
• What Service Can I Render that Would be Deserving of that Reward?

You can take the total figure and divide it into multiple parts. Each part would represent a source of income. Each source of income represents a separate reward that you would receive for a service you would render.

Work on one source of income at a time; each one can become an exciting part of your life. What you are actually doing is thinking of different ways you can be of service to others.
• Think of how you can do whatever you do—more effectively.
• Think of how you can improve the quality and quantity of service you render.
• Think of how you can help people in a greater way.

Money is the ultimate servant. The more you earn, the more you can help others.